This life, each stage has things to do and distances that can be calculated.
Not "arranging for the future," but "still able to create."
Not "how to divide the money," but "what can I create that makes me feel useful."
Verification Signals (count as valid if two or more are met):
· Entirely dependent on pension, no independent income
· Think "I can't do anything at my age"
· Asset list not organized
Definition of Asset
This stage of assets has three categories, which need to be considered separately:
① Creatable Assets——Experience, skills, time. In the network age, they can become content, services, and products
② Usable Assets——Cash, assets that can be converted
③ Transmissible Assets——Who to leave to, how to leave
Most people only think of ③, ignoring ①. Being able to continue to create is more important than how much you leave behind——it determines whether you still have "the meaning of living."
Still useful
Have some of my own money
Go with peace of mind
Definition
Autonomous Income · Asset List Completeness · Liquid Months
How to Calculate
Do you have any money earned by yourself (even if it's very little); is the asset list written down?
Healthy Range
Any autonomous income · List complete · Liquid ≥12 months
Think "old age should be resting"——Resting is not useless, but it does not mean you can't create
Leave everything to children——You lose your own security
Don't make a list——Family has no way to handle it when something happens
Avoid talking about inheritance——The more you avoid it, the more likely it is to cause disputes
Only spend money and don't create——Money will keep getting less, and people will get emptier
Organize the asset list: what, where, how to get it
Write down what you know, choose one to make it into a form that can be shown to others
Try it on your phone (send one, record one, answer one question)
Leave enough for 12 months of liquidity + medical special
Remember: still able to create is the best way to retire
This page does not collect any of your asset information. All indicators are proportions and multiples, you can calculate them in your mind, no need to input, will not be uploaded.