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Terms of Service

Last updated: 31 October 2026

1. What this site provides

InfoGap organises human life into ten stages (0–6, 7–12, 13–18, 19–24, 25–29, 30–34, 35–39, 40–49, 50–59, 60+) and nine domains (nutrition, health, economy, career/study, assets, environment, marriage, social, learning) — 90 situations in total.

For each cell we provide a framework for judgement: the common concerns at that stage, the real need, metrics you can check yourself, the usual mistakes, and the path forward.

2. Not professional advice

3. Free and paid content

Free: the structured judgement for all 90 cells. No payment required.

Paid: AI usage credits and any reports offered. The product page states clearly what is delivered, how, and at what price before you pay.

4. Payment and refunds

• Payments are processed by Creem.
• Unused credit packs may be refunded in full within 14 days of purchase, provided no credits have been consumed.
• Digital content already delivered cannot normally be refunded because it is reproducible. If there is a clear quality problem, contact us and we will resolve it.

5. Acceptable use

You may read and cite this framework freely for your own thinking. You may not scrape it in bulk and resell it as your own product, use it to mislead others, or remove attribution and pass it off as original.

6. Accuracy

Our judgements are based on industry curves, public research, and hands-on practice. We try to keep them accurate but do not guarantee that any judgement applies to your specific situation. Decisions you make using this site are your own responsibility.

7. Service availability

The site is provided "as is". We may change, suspend, or discontinue any part of it. We are not liable for interruptions outside our reasonable control.

8. Governing law

These terms are governed by the laws of the People's Republic of China.