This life, each stage has things to do and distances that can be calculated.
Not "ready for retirement," but "changing the way to create value."
Not "Is there enough money," but "In the next twenty years, what can I create during this period."
Verification Signals (count as valid if two or more are met):
· Think "This age can only wait for retirement"
· Experience has not been tried externally
· All assets are not readily convertible
Definition of Asset
This stage's most important cognition: In the network age, "not working" does not mean "cannot create assets."
You have three things that young people can't buy:
① Experience——The pitfalls you've stepped on, the things you've done
② Skills——Practiced for decades
③ Time——Can be freely arranged
These three can be turned into income at home: write it out, record it, teach others, make products. No need to go out, no need for physical labor, just start.
Still useful
Have your own income
Don't burden your children
Definition
Proportion of independent income · Degree of experience externalization · Number of months of liquidity
How to calculate
Non-pension income ÷ Total income; whether there is something delivered externally
Healthy Range
Any independent income · ≥1 external delivery item · Liquidity ≥24 months
Think "This age can only wait for retirement" —— Twenty years of blank is a waste
Think I can't do it because I'm not educated" —— Experience itself is content
Only want to spend and not create —— Spend more, do more
Put all my eggs in the pension basket —— Most cases are not enough
Scared of failure and don't want to try —— The cost of trial and error at this age is actually low
List the things you know (even small things)
Choose one, make it into a form that others can see (article/video/course/service)
Find the first person willing to pay for it (even 50 yuan)
No need to go out, no need for physical labor, you can do it on your phone
Remember: Assets are not only generated by money, but also by experience
This page does not collect any of your asset information. All indicators are proportions and multiples, you can calculate them in your heart, no need to input, will not be uploaded.