One's life, each stage has things to do and distances that can be calculated.
Your assets begin to transform from "ability" to "works and clients"
It's not about "how to save money," but "how to turn what I know into something others are willing to pay for."
Verification Signals (count as valid if two or more are met):
· 100% income from a single employer
· No works or cases to show externally
· Skills cannot be priced independently
Definition of Asset
The key transformation in this stage: from "what I know" to "what I sell."
Skills are not assets, only skills that can be priced are assets. The criteria are simple: is there someone willing to pay for it?
So save three things:
① Case——what have you done, something that can be shown to others
② Client——who is willing to pay
③ Word of mouth——will he recommend you
These three together make up your "assets" in this stage.
Have an income that doesn't rely on a salary
Skills can be seen by others
Have some confidence
Definition
Non-wage income ratio · Number of cases that can be shown · Emergency fund months
How to Calculate
Part-time income ÷ Total income; how many cases can be shown to clients
Healthy Range
Non-wage ≥10% · ≥3 cases · Emergency fund ≥3 months
Only wait for a promotion in one company —— The ceiling is set by the company
Skills do not seek monetization —— Practiced but not earned, it's as if it didn't happen
Look down on small orders —— The first customer is the most expensive
Blindly change jobs for a 20% raise —— Breaking the accumulation
Wait until I'm ready to take on work —— Never be ready
Make a skill chargeable (even 100 yuan)
Get the first paying customer, no matter how small
Accumulate 3 cases that can be shown
Start to consciously maintain reputation
Emergency fund for 3 months, then talk about investment
This page does not collect any of your asset information. All indicators are proportions and multiples, you can calculate them in your mind, no need to input or upload.