In this life, each stage has things to do and distances that can be calculated.
Human capital — this is the only thing you can significantly increase
Not "how to invest", but "can the things I save now be exchanged for food in the future"。
Verification Signals (count as valid if two or more are met):
· No works or skills to show other than exams
· Never earned income through labor
· No concept of "assets" and "consumption"
Definition of Asset
This stage, your greatest asset is human capital — your ability. It's different from stocks: you can't control the rise and fall of stocks, but human capital will grow as long as you invest in it, and others can't take it away.
See if it's valuable or not, look at one thing: replaceability. The more people who can do it, the less valuable it is. So don't save "what I have learned", but "what others can't do".
Works are more useful than certificates, and experiences are more useful than scores.
Have a skill that others can't replace
Don't worry about money in the future
Know what you learn is useful
Definition
Number of displayable works · Transferability of skills · First labor income
How to calculate
Count how many things you can show to others; how many times have you done something for pay
Healthy Range
≥1 displayable work · 1 labor income · Skills that can be used across scenarios
Only save scores — Scores are tickets to enter, not assets
Learn a little of everything — Nothing can be shown
Don't make any works — Others can't judge what you can do
Think reading is equal to making money — Reading is a means, output is the result
Wait until college to think — The best accumulation period is now
Make something that you can show to others (article/work/project/contest)
Find one real labor: distributing flyers, tutoring, helping others
Change "what I have learned" to "what I can make"
Choose one skill and practice it to the point where you can charge for it
Remember: Every hour of this stage is pricing your future self
This page does not collect any of your asset information. All indicators are proportions and multiples, you can calculate them in your mind, no need to input, will not be uploaded.