One's life, each stage has things to do and distances that can be calculated.
This stage does not teach children about money, but lets them see for the first time that "resources are limited".
It's not about "whether to spend money", but about "the child's first understanding of 'limited', and this understanding will last a lifetime."
Verification Signals (count as valid if two or more are met):
· The family never discusses resource allocation
· The child thinks they can get whatever they want
· Parents use spending to replace companionship
Capital Theory / Economics
The first lesson in economics is not "how to save money", but scarcity: resources are limited, and choices have a cost. The child learns not numbers, but "you can't have everything".
From the perspective of Capital Theory, the family is the smallest distribution unit—the way resources are distributed teaches the child "whose needs are prioritized". This pattern will become his basic attitude towards resources when he grows up.
The child knows that things are not easy to come by
Not envious
Can accept "no"
What to look at
The child's reaction to "not being able to buy" · Whether the family openly discussestrade-off
How to judge
Observe his reaction when he is refused; has the family discussed "why choose this and not that"
Health status
Can accept refusal · The family has discussions abouttrade-off
Compensate companionship with purchases —— The child learns "love = material"
Never refuse —— Can't learn scarcity
Say "the family is poor" to create guilt —— Will become a sense of scarcity
Compare with others' families and give —— Pushes the child into endless comparison
Never discuss the family'strade-off —— The child thinks resources are unlimited
Let him experience once "must choose one" (not both)
The family openly discusses oncetrade-off (why choose A and not B)
Give reasons when refused, not emotions
Don't compare with others' families, align with the actual situation of the family
Let him know: resources are limited is not embarrassing, it is the normal state of everyone
This page does not involve personal income and expenditure, nor does it collect any financial information.Talks about economic structure and your position in it, not financial management.